Realty Insights for Home Buying, Home Selling, and Indy Info

Home searches have plenty of difficult steps. From finding a great real estate agent to locating the perfect property, the long process can seem insurmountable at times if you aren’t prepared. The first, most vital step to any successful home search, however, should relate to financing. When you contact a lender to find out about your eligibility for financing, there are a few key factors that are taken into consideration in order to ensure your likelihood of repaying the loan. While quantifiable numbers including debt-to-income ratio are important, you’ll struggle to find a single factor more important than credit score. So, what is a credit score? Based on your financial history, your reliability in repaying debt is condensed into a single number known as a FICO score. From total loan amount to interest rate, your credit score can have a major impact on your home search and financial future. Let’s take a look at how it all relates to a successful home search. Your credit s...

I recently attended a class on Building Technology for continuing education. Most of the class was devoted to discussing the Building Envelope--the outer surface of the building--in this case, the home. One of the challenges for every homeowner is keeping the moisture levels at the optimum level inside their home, keeping pests and rodents out, and utility costs at a manageable level. Here is some information that I wanted to pass along that I found helpful. Via: SprayFoamKit.com