Realty Insights for Home Buying, Home Selling, and Indy Info

With so much talk about mortgages and borrowing and credit scores, here's a quick review of the current credit score ratings. The average American credit score is 692. 720-850--Excellent (The best credit score range and financing terms) 700-719--Very Good (Qualifies for favorable financing) 675-699--Average (Usually qualifies for most loans) 620-674--Sub-prime (May still qualify, but will pay higher interest rates and not qualify for maximum financing) 560-619--Risky (Will have trouble obtaining a loan) 500-559--Very risky (Need to work on improving rating) Courtesy of David Fairman, Franklin American Mortgage Company.

Two of my homes have been reduced this week! Check out: 15029 Ascot Hills Drive, Carmel MLS# 2805310 Now offered at $574,900!!! 6422 W. Deer Crossing Blvd, McCordsville MLS# 2826674 Now offered at $212,900!!!

If you are currently a resident of Hamilton County, you already know that Hamilton County and its towns and cities are great places to raise a family, live and work. Well, Forbes Magazine agrees! It recently released its list of top places to raise a family in the U.S. and our very own Hamilton County Indiana tops that list. Some of the criteria used included cost of living, reasonable home prices, short commute times, graduation rate, standardized scores, per-capita income, air quality and crime rate. To read the full article and see the other top finishers, check out http://www.forbes.com/2008/06/27/schools-places-family-forbeslife-cz_zg_0630realestate.html?partner=email .

Check out my newest listing! 6407A Park Central Drive West, Indianapolis MLS #2839331 Offered at $63,000 Here's great opportunity to own a coveted Park Hoover ground floor condo! Huge Family Room has bright windows and formal Dining Room leads to an outdoor private patio. You'll find new floors and lots of cabinet space in the kitchen. 2 full baths-both have new faucets, lighting and mirrors and the guest bath has new flooring. Master Suite features double-sinks and walk-in closet. Enjoy easy low maintenance lifestyle. Call Diane for your own showing! (317) 216-3607