Realty Insights for Home Buying, Home Selling, and Indy Info

Wow!  The last two months have taught me some important lessons for today's home buyers.  First, lending guidelines have tightened significantly. * Be aware that lenders can recheck your credit just a few days prior to closing.  Don't make any major purchases prior to closing--cars, boats, furniture or even decor for your home.  Also be sure in the excitement of moving that you don't fail to pay all bills on time.  One late payment can affect your credit score and make you ineligible for your mortgage. *One of my closings was brought to a screeching halt one day before closing when the buyers learned that a new requirement stipulated that they have 6 months of home payments in reserve if they had not sold their existing home.  Even though these buyers qualified easily to buy their new home without first selling their existing home, they did not have the necessary reserve.  (Few people would!)  The money for the reserve could be from a retirem...

Remarkable new home in popular West Carmel with over 6000 square feet. Stone and Hardiplank exterior, charming front porch & finished side load garage with carriage doors. Gourmet kitchen has granite counters 42 in glass cabinets & tumbled marble backsplash. Main floor Master is luxurious with a long walk in closet & pedestal tub. Special touches include rounded corners, extensive moldings, upstairs bonus room, 4 oversized bedrooms, professionally finished basement with 5th bedroom/Study.

Beautifully restored & ready for you! Classic Italianate design built in 1875 & on National Registry of Historic Places. Fabulous updated kitchen is adjacent to a "summer" kitchen. The Living Rm is expansive with glowing hardwoods & woodburning frplc. The elegant Dining Room is large. Special features include: original leaded glass windows, carriage house & gingerbread wraparound porch. 106 E Second St.,Sheridan IN

Gorgeous remodeled Cape Cod Farmhouse on beautifully landscaped 1 acre lot in the heart of Carmel. Over 4400 sq feet includes a 2006 remodel. Perfect Wrap Around Porch Beckons. Welcoming Great Room has gorgeous floors & brick fireplace. Large Dining Room easily entertains a crowd. Main floor bedroom has an adjacent full bath. 1st floor study, expansive Master suite includes sitting area and interesting nooks. New bath has furniture look sinks & rich tile finishes. 4 garages will delight the car buff or hobbyist. 13085 Clay Center Road, Carmel BLC# 21034351