Dear First Time Home-Buyer
Dear First-Time Home Buyer, That is exciting news that you are starting to think about buying a home. Credit ratings are very important in applying for a loan. They actually determine the interest rate you will receive. The higher the credit score the better. I have a section on my website that I have written for first time homebuyers. I had a buyer tell me recently that it was very helpful. Check it out at http://www.homesinindy.com/ . I think it makes sense having a Realtor represent you. There are so many pitfalls to be aware of that it is hard and costly to do it on your own. Look for a CRS or GRI. Those are designations that show that the Realtor has some experience and sales under their belt and has taken the time for further education beyond the initial license. I can connect you with a Realtor in your area who has those designations and who will be happy to guide you through the process. Just let me know if you would like for me to do so. Foreclosures definitely present an oppo...