Realty Insights for Home Buying, Home Selling, and Indy Info

On July 1, the fiscal year of Indiana began and several new state laws were enacted that may be of interest to you: Seatbelt Law : The new seat belt law requires all motor vehicle passengers in all seating positions to be restrained (this includes pickup trucks (no more riding in the bed!) and SUVs). Cigarette Tax Increase: Forty-four cents will be taxed for every pack bought. Mobile Home Requirement: If you own a mobile home in a mobile home park, you are now required to have a working weather radio on the property. The measure requires installers to equip mobile homes made for mobile home parks with an emergency weather radio. The new law is a response to the deadly Evansville tornado that took the lives of 25 Hoosiers in November 2005. Local Option Income Tax: Local county councils have until August 1, to decide if they would like to implement a local income tax in an effort to shift the burden of property tax away from homeowners. Minimum Wage Increase: A law that will lead to

One of my listings was recently reduced $5,000! Check it out! 600 Morningside Drive, Zionsville MLS 2727641 Reduced to $264,900 Lovely Sugarbush ranch with outstanding custom touches like gorgeous hrdwd floors, remodeled kitchen with custom cabinets, breakfast bar, handpainted tile backsplash & walkin pantry. Striking GR with raised hearth brick frpl surrounded by built-ins. Elegant study off kitchen with vaulted ceiling and pretty French doors. Screened porch. Great setting & views with no homes directly behind. For more information, contact me at (317) 844-4646 or (317) 216-3607

Following is an interesting article by Liz Pulliam Weston from MSN Money on piggybacking loans. The article can be found at http://articles.moneycentral.msn.com/Banking/YourCreditRating/CanYouPiggybackOnACreditScore.aspx Can you 'piggyback' on a credit score? By Liz Pulliam Weston Once again, credit-repair companies are making life harder for the rest of us. The practice of "piggybacking" was, for years, a legitimate way to help friends and relatives boost their credit scores. You could add the person as an "authorized user" to your credit card, and your good history with that account could be imported into the other person's credit files at the three bureaus. The credit-score improvements that resulted were typically fairly modest. A single account, no matter how sterling, can only do so much to boost somebody's credit rating. Recently, though, a handful of credit-repair companies figured out how to supercharge the process -- and make serious money